7 Can’t Miss Benefits Of Your SCHEELS VISA

1. EARN MYREWARDS GIFT CARDS

Every time you earn 2,500 points¹, you’ll get a $25 SCHEELS MyRewards Gift Card! Whether you want to use that towards an item you’ve had your eye on or save to buy gifts for the holidays, these points are yours to use for anything at SCHEELS.

2. EARN POINTS EVERYWHERE YOU SHOP

Every Dollar Spent At SCHEELS = 3 points¹

So how can you earn points for MyRewards? Here’s one way: You stop by your local SCHEELS and purchase a pair of shoes for $150 completely on your SCHEELS VISA. $150 x 3 points per dollar equals a total of 450 points towards your MyRewards! 

Plus, during our Customer Appreciation Events, you can earn even more points, but make sure to read until the end to find out more about these special events. 

Every Dollar Spent Anywhere Else = 1 point¹

When we say anywhere, that means anywhere! A full day of running errands like groceries, picking up dog food, getting coffee, or even paying your phone bill, if all paid using your SCHEELS VISA, can earn you back points that go straight to your MyRewards. 

Other Important Point Facts:

• Your points never expire.

• Your points are easily trackable in the SCHEELS App.

3. MANAGE YOUR SCHEELS VISA IN THE SCHEELS APP

It’s easier than ever to manage your card through the SCHEELS App. Once you link your wallet to your SCHEELS Visa, you can:

• See your total point balance, including earned and pending points.

• Switch from physical MyRewards to digital MyRewards, receiving your MyRewards gift cards even faster.

• See all your card transactions and pay your bill.

• Set up autopay.

• View your monthly statements.

• Review your latest points activities and see how close you are to becoming a Premier Cardmember.

Check out the SCHEELS APP where you can shop over 500,000 premium products!

4. NO ANNUAL FEE²

With your SCHEELS VISA, there are no annual or monthly fees to be a cardmember. Once you apply and are approved for the SCHEELS VISA, you're set to go. It’s important to be clear, other fees such as late payment or transaction fees still apply.

5. PURCHASE SECURITY³

Have no fear with your SCHEELS VISA. With our purchase security benefit, it protects nearly every item you purchase at no cost to you against:

• Theft

• Accidental damage

• Fire

You also get extra protection on some items through the Extended Warranty benefit. When you purchase an item completely on your SCHEELS VISA, you can DOUBLE the original manufacturer’s U.S. warranty—up to 12 additional months—on nearly every item. 

For example, if you damage your sunglasses while at the lake, as long as the item was purchased entirely on your SCHEELS VISA and within the warranty protection time frame, you can claim your warranty through Central States Indemnity Co. of Omaha.

6. SPECIAL FINANCING

When you purchase an item or items at one singular time at SCHEELS completely on your SCHEELS VISA, maybe during the back to school time or before the hunting season, and that payment equals $500 or more, you’ll receive 0% APR² (Annual Percentage Rate) or interest on that item, giving you a 6 month period (appears as 7 billing cycles on your statements giving a total of 180 days) to pay off that +$500 amount at that APR rate. After the 6 month period, your APR or interest will be updated to the variable based on the Prime Rate. It’s important to note, minimum monthly payments are still required throughout the billing periods. 

7. CARDMEMBER APPRECIATION EVENTS & SCHEELS PREMIER STATUS

Cardmember Appreciation Events

We’re proud to have so many dedicated cardmembers and love to show our appreciation to all of you, especially through our Cardmember Appreciation Events that we host three times a year. During this special event, cardmembers can earn more points while shopping at SCHEELS, our Base Cardmembers will earn 5 points* per dollar and our Premier Cardmembers will earn 7 points* per dollar! Helping you earn your MyRewards faster.

SCHEELS VISA Premier Status

As a Premier Cardmember, earn even more points when shopping at SCHEELS and anywhere else, to get your MyRewards even faster. Remember those $150 shoes? As a Base Cardmember while shopping at SCHEELS, you earn 3 points¹ per dollar, as a Premier Cardmember, you earn 5 points¹. Take $150 x 5 points per dollar, that equals a total of 750 points earned and headed straight towards your MyRewards!

Want to know how to become a Premier Cardmember? Spend at least $25,000 or more on your SCHEELS VISA in one calendar year and you’ll automatically unlock the premier status, gaining access to the unmatched benefits. 

Now that you know some of the best benefits of your SCHEELS VISA, it’s time to get out there and live your adventure. For more information on your SCHEELS VISA, go to our VISA cardmember information page. If you’re a Premier cardmember and curious to know more about your benefits visit our VISA Premier cardmember information page. And as always, for any questions on your SCHEELS VISA reach out to our customer service team or talk to your local VISA Expert.

Not a cardmember yet?

Learn more and apply for the SCHEELS Visa!

Terms & Conditions

You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.

¹ See your Rewards Terms and Conditions for details including earning, redemption, expiration, and forfeiture (subject to applicable law). 

² For additional information about Annual Percentage Rates (APRs), fees and other costs, see your Rates and Terms schedule. Six months means at least 180 days from the transaction date (may appear on more than six periodic statements). Minimum monthly payments required. 

³ See your Benefits Guide for details.

* See your Rewards Terms and Conditions for details including earning, redemption, expiration, and forfeiture (subject to applicable law). All cardmembers, including Premier Edition cardmembers, will earn an additional 2 points per dollar spent in SCHEELS purchases that post to your account during the event.

SCHEELS® is a federally registered trademark of SCHEELS All Sports Inc.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.